Registering property is a crucial step in the process of buying or selling real estate in India. Traditionally, property registration involved lengthy paperwork and multiple visits to government offices. However, with the advancement of technology, the Indian government has introduced online platforms to streamline and simplify the property registration process. This guide will provide a step-by-step overview of registering a property online in India.
Step 1: Document Preparation:
Before initiating the online registration process, it is essential to ensure that all the required documents are in order. These documents typically include:
- Sale Deed/Agreement: The primary document that establishes the transfer of ownership from the seller to the buyer.
- Encumbrance Certificate: It certifies that the property is free from any legal or financial liabilities.
- Identity and Address Proof: Valid identification and address proofs of both the buyer and seller, such as an Aadhaar card, PAN card, or passport.
- Property Tax Receipts: Receipts of property tax paid up to date.
- Completion Certificate: In the case of a newly constructed property, a completion certificate is issued by the relevant authority.
- No-Objection Certificates (NOCs): NOCs from various authorities, such as the municipality or development authority, establish that the property adheres to the required guidelines.
Step 2: Create an Account on the Online Portal:
Visit the official website of the concerned state’s registration department or portal designated for property registration. Create an account by providing the required details, such as name, contact information, and email address. Upon successful registration, you will receive a username and password.
Step 3: Payment of Stamp Duty and Registration Fees:
Calculate the stamp duty and registration fees applicable to the property transaction. These fees vary from state to state and are based on the property’s market value. Make the payment online through the designated payment gateway available on the portal. Save the payment receipt for future reference.
Step 4: Online Document Upload:
After payment of stamp duty and registration fees, upload the scanned copies of all the necessary documents on the portal. Ensure that the documents are clear, legible, and in the required format specified by the portal.
Step 5: Schedule an Appointment:
Once the documents are uploaded, schedule an appointment for the registration of the property. Choose a convenient date and time slot available on the portal. Some states also provide the option of instant appointment scheduling.
Step 6: Visit the sub-registrar’s Office:
On the scheduled date, visit the sub-registrar’s office mentioned on the portal. Carry all the original documents along with their photocopies. Present the originals for verification by the sub-registrar. The sub-registrar will compare the originals with the uploaded documents and make necessary endorsements.
Step 7: Biometric Verification and Signatures:
Undergo biometric verification, which typically includes fingerprint scanning. Signatures of both the buyer and seller will also be captured at the sub-registrar’s office.
Step 8: Document Registration:
Once the verification and biometric process is complete, the sub-registrar will register the property and affix a unique registration number and date on the documents. The registered documents will be digitally signed by the sub-registrar.
Step 9: Collection of Registered Documents:
After registration, the registered documents will be available for download on the online portal. Download and save these documents, as they serve as legal proof of property ownership.
Step 10: Encumbrance Certificate:
Once the property is registered, apply for an updated Encumbrance Certificate (EC) from the concerned sub- registrar’s office. The EC certifies that the property is free from any encumbrances or third-party claims.
In conclusion, the introduction of online property registration in India has revolutionized the process, making it more efficient, convenient, and transparent. By following the step-by-step guide outlined in this article, individuals can register their properties online without the need for excessive paperwork and visits to government offices.